The Reason Mortgage Rates Are Projected to Increase and What it Means for You

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low much longer. Whenever we try …

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A Guide to Property Taxes in 2021: States With the Highest (and Lowest) Rates

By Margaret Heidenry | Feb 26, 2021 With tax season upon us, it seems like a good time to check what homeowners pay in property taxes—and a new survey confirms that where you live makes a huge difference in how much you’ll have to cough up. According to researchers at WalletHub, which analyzed tax data on all 50 states and …

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Want to Build Wealth?

Buy a Home This Year. Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and …

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3 Reasons We’re Definitely Not in a Housing Bubble

Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different. 1. …

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FLAMENCO IN THE CITY DIFFERENT

—¡OLÉ! ByThe Santa Fe Travel Insideron Feb. 11, 2021 Note: All businesses, state and national parks, and monuments should be contacted prior to visiting to ensure accessibility and safety. Flamenco in the City Different—¡Olé! In Santa Fe, a legendary Spanish dance flourishes, along with other performing arts.  Since her introduction to flamenco at age 18, Midwestern-raised Estefanía …

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FOR ART’S SAKE IN SANTA FE,

VISUAL ARTS SWING FROM TRADITIONAL TO CUTTING EDGE ByThe Santa Fe Travel Insideron Feb. 11, 2021 Note: All businesses, state and national parks, and monuments should be contacted prior to visiting to ensure accessibility and safety. Elaine Ritchel’s high school memories of Santa Fe art are a mosaic of color and texture, from Spanish colonial-inspired colcha embroidery to Native American …

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5 GREAT WAYS TO SEE FALL COLORS

Get set, leaf peepers. Your favorite season is here. The Cumbres & Toltec Scenic Railroad cuts through aspen groves. Photograph courtesy of Cumbres & Toltec Scenic Railroad.  Gold hunters, rejoice! Autumn delivers the shimmering yellows of aspens and cottonwoods, and the reds and oranges of mountain shrubs. We picked a few ways for everyone to bask in the …

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Santa Fe offers an ethereal place for reflection

The current COVID-19 pandemic that has swept the world and continues as a dominating force influencing daily life is offset positively by an opportunity it has created. People, for the most part — other than front-line essential personnel and business owners — have sequestered themselves at home to a large degree since mid-March, allowing much …

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Why Is It so Important to Be Pre-Approved in the Homebuying Process?

You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before you start shopping around, it’s helpful to know your price range, what you’re …

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